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BBC随身英语--A cashless society 无现金社会

时间:2016-03-31 02:12来源:BBC 字体: [ ]
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A cashless society 无现金社会

 


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用现金支付咖啡或买报纸的时代是否已经一去不复返了?如今电子支付已经非常普及,我们可以通过手机,无接触银行卡,甚至手指尖付款。《随身英语(精品课)》与大家讨论电子支付方式的优势和劣势。

课文内容

词汇: money钱

There is nothing worse than fumbling1 around in your pocket trying to find some small change to pay for a newspaper or a coffee. So it's good to know that new technology is making cash - banknotes and coins - a thing of the past, turning us into a cashless society.

Today, many of us already use credit and debit2 cards for financial transactions so there's no need to carry around huge wads of hard currency. And now it's possible to make contactless payments using tap-and-go cards which are regular bankcards but with a built-in chip and antenna3. The card reader sends out a radio frequency and, when you bring the card close to the reader, the antenna picks up the signal to make the payment.

Paying this way or spending on 'plastic' - an informal name for a credit card - can put you at risk of fraud. Criminals try to steal cards, or the information on them, to make purchases online or in shops. However, contactless payment is capped - in the UK the limit is £30. And, if someone does go on a spending spree with your card, your bank covers you against the loss - something that wouldn't happen if your banknotes were stolen. Also, the introduction of chip and PIN technology has led to a drop in fraud and has even been helping4 businesses by cutting the time people spend at tills in shops.

But, if getting your bankcard out seems like too much trouble, there's now a solution using wearable tech - that's clothing and accessories that include computer and electronic technologies. Kenneth Cukier, economist5 and technology expert, says "this is intended for people who are incredibly lazy who don't want to take their card out of their wallet, or use their phone, or use their watch. People are going to be making more purchases more of the time - particularly for small-valued goods."

And, although our mobile phones are another way of making payments, BBC reporter Kate Russell says that when this is inconvenient6 you can use the fingo-pay system which "reads the unique maps of veins7 under the surface of your finger." The trick is remembering which finger you registered with - that's when good old-fashioned cash might save the day! What do you prefer to use when you buy something?

词汇表

fumbling 掏来掏去

small change 零钱

banknotes 纸币

credit 信用

debit cards 现金账户卡

transactions 交易

wads 一扎一扎

hard currency 现金

contactless payments 无接触支付

tap-and-go 点击付款

antenna 天线

plastic (informal) (俗语)信用卡

fraud 诈骗

purchases 购物

spending spree 疯狂采购

chip and PIN 密码

tills 收款柜台

wearable tech 可穿戴科技

fingo-pay 指纹支付

测验与练习

1.阅读课文并回答问题。

1. True or false? A debit card can be used to buy something now and pay for it later.

2. What do criminals need to make a purchase that you have to pay for?

3. What word is used in the article that means to have put information on an official list?

4. Name one way, mentioned in the article, to pay for something without using cash.

5. Which part of your body does the fingo-pay system use to know it is you who is paying for something?

2.请你在不参考课文的情况下完成下列练习。选择一个意思合适的单词填入句子的空格处 。

1. The man was arrested after he tried to buy a new car using fake ________.

notebanks bankers banknotes purchases

2. I called my bank after I saw a suspicious ________on my credit card bill.

transactioned transaction transactions transgender

3. Jane was given lots of money for her birthday so she decided8 to go on a big ________.

fraud tap-and-go spending spree credit card

4. John said he couldn't afford to pay for a holiday but I told him to put it on the ________.

tap-and-go chip and PIN debit card plastic

5. At the border I was only allowed to use ________to pay for my visa.

soft currency hard currency harder currency hard currents

答案

1.阅读课文并回答问题。

1. True or false? A debit card can be used to buy something now and pay for it later.

False. A debit card takes money out of your account straight away.

2. What do criminals need to make a purchase that you have to pay for?

The information on your credit or debit card.

3. What word is used in the article that means to have put information on an official list?

The word is 'registered'.

4. Name one way, mentioned in the article, to pay for something without using cash.

Mobile phone, watch, credit or debit card, tap-and-go cards, wearable tech, fingo-pay.

5. Which part of your body does the fingo-pay system use to know it is you who is paying for something?

It uses your finger.

2.请你在不参考课文的情况下完成下列练习。选择一个意思合适的单词填入句子的空格处 。

1. The man was arrested after he tried to buy a new car using fake banknotes.

2. I called my bank after I saw a suspicious transaction on my credit card bill.

3. Jane was given lots of money for her birthday so she decided to go on a big spending spree.

4. John said he couldn't afford to pay for a holiday but I told him to put it on the plastic.

5. At the border I was only allowed to use hard currency to pay for my visa.


点击收听单词发音收听单词发音  

1 fumbling fumbling     
n. 摸索,漏接 v. 摸索,摸弄,笨拙的处理
参考例句:
  • If he actually managed to the ball instead of fumbling it with an off-balance shot. 如果他实际上设法拿好球而不是fumbling它。50-balance射击笨拙地和迅速地会开始他的岗位移动,经常这样结束。
  • If he actually managed to secure the ball instead of fumbling it awkwardly an off-balance shot. 如果他实际上设法拿好球而不是fumbling它。50-50提议有时。他从off-balance射击笨拙地和迅速地会开始他的岗位移动,经常这样结束。
2 debit AOdzV     
n.借方,借项,记人借方的款项
参考例句:
  • To whom shall I debit this sum?此款应记入谁的账户的借方?
  • We undercharge Mr.Smith and have to send him a debit note for the extra amount.我们少收了史密斯先生的钱,只得给他寄去一张借条所要欠款。
3 antenna QwTzN     
n.触角,触须;天线
参考例句:
  • The workman fixed the antenna to the roof of the house.工人把天线固定在房顶上。
  • In our village, there is an antenna on every roof for receiving TV signals.在我们村里,每家房顶上都有天线接收电视信号。
4 helping 2rGzDc     
n.食物的一份&adj.帮助人的,辅助的
参考例句:
  • The poor children regularly pony up for a second helping of my hamburger. 那些可怜的孩子们总是要求我把我的汉堡包再给他们一份。
  • By doing this, they may at times be helping to restore competition. 这样一来, 他在某些时候,有助于竞争的加强。
5 economist AuhzVs     
n.经济学家,经济专家,节俭的人
参考例句:
  • He cast a professional economist's eyes on the problem.他以经济学行家的眼光审视这个问题。
  • He's an economist who thinks he knows all the answers.他是个经济学家,自以为什么都懂。
6 inconvenient m4hy5     
adj.不方便的,令人感到麻烦的
参考例句:
  • You have come at a very inconvenient time.你来得最不适时。
  • Will it be inconvenient for him to attend that meeting?他参加那次会议会不方便吗?
7 veins 65827206226d9e2d78ea2bfe697c6329     
n.纹理;矿脉( vein的名词复数 );静脉;叶脉;纹理
参考例句:
  • The blood flows from the capillaries back into the veins. 血从毛细血管流回静脉。 来自《简明英汉词典》
  • I felt a pleasant glow in all my veins from the wine. 喝过酒后我浑身的血都热烘烘的,感到很舒服。 来自《简明英汉词典》
8 decided lvqzZd     
adj.决定了的,坚决的;明显的,明确的
参考例句:
  • This gave them a decided advantage over their opponents.这使他们比对手具有明显的优势。
  • There is a decided difference between British and Chinese way of greeting.英国人和中国人打招呼的方式有很明显的区别。
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