澳洲新闻 (ABC新闻快递) 澳洲审慎监管局将提高住宅抵押贷款的银行资本要求

The banking¹ regulator wants the major banks to hold more capital in reserve...

To protect against potential mortgage losses.

Apra says the average risk weighting for home loans needs to increase from approximately 16-percent to at least 25-per cent.

It comes after the recent federal financial system inquiry² proposed the average mortgage risk weightings be lifted to between 25 and 30 per cent.

A leading economic forecaster is warning australia's housing shortage could evaporate by 2018 and push down property prices.

Many analysts³ argue a persistent⁴ housing shortage over the past decade is responsible for stubbornly high australian home prices.

Economic and property forecaster Bis Shrapnel is predicting the current residential⁵ development boom will erase⁶ that deficit⁷ nationally by 2018.

The correction would mean price falls of a couple of per cent,not double-digit declines.

Sydney is the exception.

Bis shrapnel is forecasting that it will take more than five years to clear a shortage of homes in that city.

银监会希望各大银行储备更多资本…

以防止潜在的抵押贷款损失。

澳洲审慎监管局表示房屋贷款的平均风险权重需要从大约16%增加至少25%。

最近联邦金融体系调查提出了平均抵押贷款的风险权重被提升至25%-30%之后才有了此举。

一名主要经济预测师警告澳大利亚的住房短缺问题可能会在2018年消失并且压低房价。

许多分析师认为过去10年持续的住房短缺成为澳大利亚房价居高不下的主要原因。

经济及财产预测师比亚斯·夏普内尔预测在2018年国家出现财政赤字后目前的商用住宅开发热潮将会褪去。

此次调整意味着价格会呈现个位数而非两位数字的下跌。

而悉尼则是个例外。

比亚斯·夏普内尔预计这个城市需要5年多才能解决住房短缺问题。

1 banking   

n.银行业，银行学，金融业

参考例句：

• John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
• He possesses an extensive knowledge of banking.他具有广博的银行业务知识。

2 inquiry   

n.打听，询问，调查，查问

参考例句：

• Many parents have been pressing for an inquiry into the problem.许多家长迫切要求调查这个问题。
• The field of inquiry has narrowed down to five persons.调查的范围已经缩小到只剩5个人了。

3 analysts   

分析家，化验员( analyst的名词复数 )

参考例句：

• City analysts forecast huge profits this year. 伦敦金融分析家预测今年的利润非常丰厚。
• I was impressed by the high calibre of the researchers and analysts. 研究人员和分析人员的高素质给我留下了深刻印象。

4 persistent   

adj.坚持不懈的，执意的；持续的

参考例句：

• Albert had a persistent headache that lasted for three days.艾伯特连续头痛了三天。
• She felt embarrassed by his persistent attentions.他不时地向她大献殷勤，使她很难为情。

5 residential   

adj.提供住宿的；居住的；住宅的

参考例句：

• The mayor inspected the residential section of the city.市长视察了该市的住宅区。
• The residential blocks were integrated with the rest of the college.住宿区与学院其他部分结合在了一起。

6 erase   

v.擦掉；消除某事物的痕迹

参考例句：

• He tried to erase the idea from his mind.他试图从头脑中抹掉这个想法。
• Please erase my name from the list.请把我的名字从名单上擦去。

7 deficit   

n.亏空，亏损；赤字，逆差

参考例句：

• The directors have reported a deficit of 2.5 million dollars.董事们报告赤字为250万美元。
• We have a great deficit this year.我们今年有很大亏损。