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ESL Podcast 923 – Having Bad Credit

时间:2013-09-04 00:59来源:互联网 提供网友:mapleleaf   字体: [ ]
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    (单词翻译:双击或拖选)

   Alisha: This is the second time I’ve been turned down for a credit card in a month. I don’t know what I’m doing wrong.

  James: Have you checked your credit report recently? Maybe you have a bad credit rating.
  Alisha: I have a full-time1 job with a good income, which they can easily verify, and I don’t have any outstanding debt, so what could be the problem?
  James: Have you had a credit card before?
  Alisha: Yes.
  James: Did you always make your payments on time?
  Alisha: Well, no.
  James: Then that may be your answer. Your payment history makes a big difference with the credit bureau. If you’ve missed payments or been late, that’s a big strike against you.
  Alisha: You mean if I were late a few times, I wouldn’t be able to get another credit card?
  James: A few times? How many times?
  Alisha: Well, maybe a lot of times.
  James: And why do you need another credit card if you already have one?
  Alisha: Had one, past tense. The credit card company cancelled it.
  James: Ah ha, I think we’ve just found the crux2 of the problem.
  Script by Dr. Lucy Tse

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1 full-time SsBz42     
adj.满工作日的或工作周的,全时间的
参考例句:
  • A full-time job may be too much for her.全天工作她恐怕吃不消。
  • I don't know how she copes with looking after her family and doing a full-time job.既要照顾家庭又要全天工作,我不知道她是如何对付的。
2 crux 8ydxw     
adj.十字形;难事,关键,最重要点
参考例句:
  • The crux of the matter is how to comprehensively treat this trend.问题的关键是如何全面地看待这种趋势。
  • The crux of the matter is that attitudes have changed.问题的要害是人们的态度转变了。
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