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美国经典英文演讲100篇:First Fireside Chat

时间:2007-01-10 16:00来源:互联网 提供网友:jimhe   字体: [ ]
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    (单词翻译:双击或拖选)

[AUTHENTICITY CERTIFIED1: Text version below transcribed2 directly from audio.]

My friends:

I want to talk for a few minutes with the people of the United States about banking3 -- to talk with the comparatively few who understand the mechanics of banking, but more particularly with the overwhelming majority of you who use banks for the making of deposits and the drawing of checks.

I want to tell you what has been done in the last few days, and why it was done, and what the next steps are going to be. I recognize that the many proclamations from State capitols and from Washington, the legislation, the Treasury4 regulations, and so forth5, couched for the most part in banking and legal terms, ought to be explained for the benefit of the average citizen. I owe this, in particular, because of the fortitude6 and the good temper with which everybody has accepted the inconvenience and hardships of the banking holiday. And I know that when you understand what we in Washington have been about, I shall continue to have your cooperation as fully7 as I have had your sympathy and your help during the past week.

First of all, let me state the simple fact that when you deposit money in a bank, the bank does not put the money into a safe deposit vault8. It invests your money in many different forms of credit -- in bonds, in commercial paper, in mortgages and in many other kinds of loans. In other words, the bank puts your money to work to keep the wheels of industry and of agriculture turning around. A comparatively small part of the money that you put into the bank is kept in currency -- an amount which in normal times is wholly sufficient to cover the cash needs of the average citizen. In other words, the total amount of all the currency in the country is only a comparatively small proportion of the total deposits in all the banks of the country.

What, then, happened during the last few days of February and the first few days of March? Because of undermined confidence on the part of the public, there was a general rush by a large portion of our population to turn bank deposits into currency or gold -- a rush so great that the soundest banks couldn't get enough currency to meet the demand. The reason for this was that on the spur of the moment it was, of course, impossible to sell perfectly9 sound assets of a bank and convert them into cash, except at panic prices far below their real value. By the afternoon of March third, a week ago last Friday, scarcely a bank in the country was open to do business. Proclamations closing them, in whole or in part, had been issued by the Governors in almost all the states. It was then that I issued the proclamation providing for the national bank holiday, and this was the first step in the Government’s reconstruction10 of our financial and economic fabric11.

The second step, last Thursday, was the legislation promptly12 and patriotically13 passed by the Congress confirming my proclamation and broadening my powers so that it became possible in view of the requirement of time to extend the holiday and lift the ban of that holiday gradually in the days to come. This law also gave authority to develop a program of rehabilitation14 of our banking facilities. And I want to tell our citizens in every part of the Nation that the national Congress -- Republicans and Democrats15 alike -- showed by this action a devotion to public welfare and a realization16 of the emergency and the necessity for speed that it is difficult to match in all our history.

The third stage has been the series of regulations permitting the banks to continue their functions to take care of the distribution of food and household necessities and the payment of payrolls17.

This bank holiday, while resulting in many cases in great inconvenience, is affording us the opportunity to supply the currency necessary to meet the situation. Remember that no sound bank is a dollar worse off than it was when it closed its doors last week. Neither is any bank which may turn out not to be in a position for immediate18 opening. The new law allows the twelve Federal Reserve Banks to issue additional currency on good assets and thus the banks that reopen will be able to meet every legitimate19 call. The new currency is being sent out by the Bureau of Engraving20 and Printing in large volume to every part of the country. It is sound currency because it is backed by actual, good assets.

Another question you will ask is this: Why are all the banks not to be reopened at the same time? The answer is simple and I know you will understand it: Your Government does not intend that the history of the past few years shall be repeated. We do not want and will not have another epidemic21 of bank failures.

As a result, we start tomorrow, Monday, with the opening of banks in the twelve Federal Reserve Bank cities -- those banks, which on first examination by the Treasury, have already been found to be all right. That will be followed on Tuesday by the resumption of all other functions by banks already found to be sound in cities where there are recognized clearing houses. That means about two hundred and fifty cities of the United States. In other words, we are moving as fast as the mechanics of the situation will allow us.

On Wednesday and succeeding days, banks in smaller places all through the country will resume business, subject, of course, to the Government's physical ability to complete its survey It is necessary that the reopening of banks be extended over a period in order to permit the banks to make applications for the necessary loans, to obtain currency needed to meet their requirements, and to enable the Government to make common sense checkups.

Please let me make it clear to you that if your bank does not open the first day you are by no means justified22 in believing that it will not open. A bank that opens on one of the subsequent days is in exactly the same status as the bank that opens tomorrow.

I know that many people are worrying about State banks that are not members of the Federal Reserve System. There is no occasion for that worry. These banks can and will receive assistance from member banks and from the Reconstruction Finance Corporation. And, of course, they are under the immediate control of the State banking authorities. These State banks are following the same course as the National banks except that they get their licenses23 to resume business from the State authorities, and these authorities have been asked by the Secretary of the Treasury to permit their good banks to open up on the same schedule as the national banks. And so I am confident that the State Banking Departments will be as careful as the national Government in the policy relating to the opening of banks and will follow the same broad theory.

It is possible that when the banks resume a very few people who have not recovered from their fear may again begin withdrawals24. Let me make it clear to you that the banks will take care of all needs, except, of course, the hysterical25 demands of hoarders, and it is my belief that hoarding26 during the past week has become an exceedingly unfashionable pastime in every part of our nation. It needs no prophet to tell you that when the people find that they can get their money -- that they can get it when they want it for all legitimate purposes -- the phantom27 of fear will soon be laid. People will again be glad to have their money where it will be safely taken care of and where they can use it conveniently at any time. I can assure you, my friends, that it is safer to keep your money in a reopened bank than it is to keep it under the mattress28.

The success of our whole national program depends, of course, on the cooperation of the public -- on its intelligent support and its use of a reliable system.

Remember that the essential accomplishment29 of the new legislation is that it makes it possible for banks more readily to convert their assets into cash than was the case before. More liberal provision has been made for banks to borrow on these assets at the Reserve Banks and more liberal provision has also been made for issuing currency on the security of these good assets. This currency is not fiat30 currency. It is issued only on adequate security, and every good bank has an abundance of such security.

One more point before I close. There will be, of course, some banks unable to reopen without being reorganized. The new law allows the Government to assist in making these reorganizations quickly and effectively and even allows the Government to subscribe31 to at least a part of any new capital that may be required.

I hope you can see, my friends, from this essential recital32 of what your Government is doing that there is nothing complex, nothing radical33 in the process.

We have had a bad banking situation. Some of our bankers had shown themselves either incompetent34 or dishonest in their handling of the people’s funds. They had used the money entrusted35 to them in speculations36 and unwise loans. This was, of course, not true in the vast majority of our banks, but it was true in enough of them to shock the people of the United States, for a time, into a sense of insecurity and to put them into a frame of mind where they did not differentiate37, but seemed to assume that the acts of a comparative few had tainted38 them all. And so it became the Government’s job to straighten out this situation and do it as quickly as possible. And that job is being performed.

I do not promise you that every bank will be reopened or that individual losses will not be suffered, but there will be no losses that possibly could be avoided; and there would have been more and greater losses had we continued to drift. I can even promise you salvation39 for some, at least, of the sorely presses banks. We shall be engaged not merely in reopening sound banks but in the creation of more sound banks through reorganization.

It has been wonderful to me to catch the note of confidence from all over the country. I can never be sufficiently40 grateful to the people for the loyal support that they have given me in their acceptance of the judgment41 that has dictated42 our course, even though all our processes may not have seemed clear to them.

After all, there is an element in the readjustment of our financial system more important than currency, more important than gold, and that is the confidence of the people themselves. Confidence and courage are the essentials of success in carrying out our plan. You people must have faith; you must not be stampeded by rumors43 or guesses. Let us unite in banishing44 fear. We have provided the machinery45 to restore our financial system, and it is up to you to support and make it work.

It is your problem, my friends, your problem no less than it is mine.

Together we cannot fail.


点击收听单词发音收听单词发音  

1 certified fw5zkU     
a.经证明合格的;具有证明文件的
参考例句:
  • Doctors certified him as insane. 医生证明他精神失常。
  • The planes were certified airworthy. 飞机被证明适于航行。
2 transcribed 2f9e3c34adbe5528ff14427d7ed17557     
(用不同的录音手段)转录( transcribe的过去式和过去分词 ); 改编(乐曲)(以适应他种乐器或声部); 抄写; 用音标标出(声音)
参考例句:
  • He transcribed two paragraphs from the book into his notebook. 他把书中的两段抄在笔记本上。
  • Every telephone conversation will be recorded and transcribed. 所有电话交谈都将被录音并作全文转写。
3 banking aySz20     
n.银行业,银行学,金融业
参考例句:
  • John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
  • He possesses an extensive knowledge of banking.他具有广博的银行业务知识。
4 treasury 7GeyP     
n.宝库;国库,金库;文库
参考例句:
  • The Treasury was opposed in principle to the proposals.财政部原则上反对这些提案。
  • This book is a treasury of useful information.这本书是有价值的信息宝库。
5 forth Hzdz2     
adv.向前;向外,往外
参考例句:
  • The wind moved the trees gently back and forth.风吹得树轻轻地来回摇晃。
  • He gave forth a series of works in rapid succession.他很快连续发表了一系列的作品。
6 fortitude offzz     
n.坚忍不拔;刚毅
参考例句:
  • His dauntless fortitude makes him absolutely fearless.他不屈不挠的坚韧让他绝无恐惧。
  • He bore the pain with great fortitude.他以极大的毅力忍受了痛苦。
7 fully Gfuzd     
adv.完全地,全部地,彻底地;充分地
参考例句:
  • The doctor asked me to breathe in,then to breathe out fully.医生让我先吸气,然后全部呼出。
  • They soon became fully integrated into the local community.他们很快就完全融入了当地人的圈子。
8 vault 3K3zW     
n.拱形圆顶,地窖,地下室
参考例句:
  • The vault of this cathedral is very high.这座天主教堂的拱顶非常高。
  • The old patrician was buried in the family vault.这位老贵族埋在家族的墓地里。
9 perfectly 8Mzxb     
adv.完美地,无可非议地,彻底地
参考例句:
  • The witnesses were each perfectly certain of what they said.证人们个个对自己所说的话十分肯定。
  • Everything that we're doing is all perfectly above board.我们做的每件事情都是光明正大的。
10 reconstruction 3U6xb     
n.重建,再现,复原
参考例句:
  • The country faces a huge task of national reconstruction following the war.战后,该国面临着重建家园的艰巨任务。
  • In the period of reconstruction,technique decides everything.在重建时期,技术决定一切。
11 fabric 3hezG     
n.织物,织品,布;构造,结构,组织
参考例句:
  • The fabric will spot easily.这种织品很容易玷污。
  • I don't like the pattern on the fabric.我不喜欢那块布料上的图案。
12 promptly LRMxm     
adv.及时地,敏捷地
参考例句:
  • He paid the money back promptly.他立即还了钱。
  • She promptly seized the opportunity his absence gave her.她立即抓住了因他不在场给她创造的机会。
13 patriotically 994feeda1c7bb922cdd39d3aa6c50922     
爱国地;忧国地
参考例句:
  • Patriotically, he buys only U.S.-made products. 他很爱国,只买美国生产的商品。
  • What follows is a guide to spending and saving, both sensibly and patriotically. 下面是既聪明又爱国的有关消费和储蓄的指导。
14 rehabilitation 8Vcxv     
n.康复,悔过自新,修复,复兴,复职,复位
参考例句:
  • He's booked himself into a rehabilitation clinic.他自己联系了一家康复诊所。
  • No one can really make me rehabilitation of injuries.已经没有人可以真正令我的伤康复了。
15 democrats 655beefefdcaf76097d489a3ff245f76     
n.民主主义者,民主人士( democrat的名词复数 )
参考例句:
  • The Democrats held a pep rally on Capitol Hill yesterday. 民主党昨天在国会山召开了竞选誓师大会。
  • The democrats organize a filibuster in the senate. 民主党党员组织了阻挠议事。 来自《简明英汉词典》
16 realization nTwxS     
n.实现;认识到,深刻了解
参考例句:
  • We shall gladly lend every effort in our power toward its realization.我们将乐意为它的实现而竭尽全力。
  • He came to the realization that he would never make a good teacher.他逐渐认识到自己永远不会成为好老师。
17 payrolls 6c9c6a79f750b129f50f4617a38144a8     
n.(公司员工的)工资名单( payroll的名词复数 );(公司的)工资总支出,工薪总额
参考例句:
  • Indices of employment, payrolls, and production steadied in February 1931931年2月,就业、工资额和生产指数稳定。 来自辞典例句
  • Wall Street responded to the payrolls figures with gusto. 华尔街对就业数据作出了积极的反应。 来自互联网
18 immediate aapxh     
adj.立即的;直接的,最接近的;紧靠的
参考例句:
  • His immediate neighbours felt it their duty to call.他的近邻认为他们有责任去拜访。
  • We declared ourselves for the immediate convocation of the meeting.我们主张立即召开这个会议。
19 legitimate L9ZzJ     
adj.合法的,合理的,合乎逻辑的;v.使合法
参考例句:
  • Sickness is a legitimate reason for asking for leave.生病是请假的一个正当的理由。
  • That's a perfectly legitimate fear.怀有这种恐惧完全在情理之中。
20 engraving 4tyzmn     
n.版画;雕刻(作品);雕刻艺术;镌版术v.在(硬物)上雕刻(字,画等)( engrave的现在分词 );将某事物深深印在(记忆或头脑中)
参考例句:
  • He collected an old engraving of London Bridge. 他收藏了一张古老的伦敦桥版画。 来自辞典例句
  • Some writing has the precision of a steel engraving. 有的字体严谨如同钢刻。 来自辞典例句
21 epidemic 5iTzz     
n.流行病;盛行;adj.流行性的,流传极广的
参考例句:
  • That kind of epidemic disease has long been stamped out.那种传染病早已绝迹。
  • The authorities tried to localise the epidemic.当局试图把流行病限制在局部范围。
22 justified 7pSzrk     
a.正当的,有理的
参考例句:
  • She felt fully justified in asking for her money back. 她认为有充分的理由要求退款。
  • The prisoner has certainly justified his claims by his actions. 那个囚犯确实已用自己的行动表明他的要求是正当的。
23 licenses 9d2fccd1fa9364fe38442db17bb0cb15     
n.执照( license的名词复数 )v.批准,许可,颁发执照( license的第三人称单数 )
参考例句:
  • Drivers have ten days' grace to renew their licenses. 驾驶员更换执照有10天的宽限期。 来自《现代汉英综合大词典》
  • Jewish firms couldn't get import or export licenses or raw materials. 犹太人的企业得不到进出口许可证或原料。 来自辞典例句
24 withdrawals e8b79ee63bd5060c582d7b93a43ec3dd     
n.收回,取回,撤回( withdrawal的名词复数 );撤退,撤走;收回[取回,撤回,撤退,撤走]的实例;推出(组织),提走(存款),戒除毒瘾,对说过的话收回,孤僻
参考例句:
  • He has made several withdrawals from his bank account. 他从银行账户上提了几次款。 来自《简明英汉词典》
  • It is not the bank's policy to deduct interest on withdrawals. 提款需扣除利息这并非是本银行的政策。 来自辞典例句
25 hysterical 7qUzmE     
adj.情绪异常激动的,歇斯底里般的
参考例句:
  • He is hysterical at the sight of the photo.他一看到那张照片就异常激动。
  • His hysterical laughter made everybody stunned.他那歇斯底里的笑声使所有的人不知所措。
26 hoarding wdwzA     
n.贮藏;积蓄;临时围墙;囤积v.积蓄并储藏(某物)( hoard的现在分词 )
参考例句:
  • After the war, they were shot for hoarding. 战后他们因囤积而被枪决。 来自《简明英汉词典》
  • Actually he had two unused ones which he was hoarding up. 其实他还藏了两片没有用呢。 来自英汉文学
27 phantom T36zQ     
n.幻影,虚位,幽灵;adj.错觉的,幻影的,幽灵的
参考例句:
  • I found myself staring at her as if she were a phantom.我发现自己瞪大眼睛看着她,好像她是一个幽灵。
  • He is only a phantom of a king.他只是有名无实的国王。
28 mattress Z7wzi     
n.床垫,床褥
参考例句:
  • The straw mattress needs to be aired.草垫子该晾一晾了。
  • The new mattress I bought sags in the middle.我买的新床垫中间陷了下去。
29 accomplishment 2Jkyo     
n.完成,成就,(pl.)造诣,技能
参考例句:
  • The series of paintings is quite an accomplishment.这一系列的绘画真是了不起的成就。
  • Money will be crucial to the accomplishment of our objectives.要实现我们的目标,钱是至关重要的。
30 fiat EkYx2     
n.命令,法令,批准;vt.批准,颁布
参考例句:
  • The opening of a market stall is governed by municipal fiat.开设市场摊位受市政法令管制。
  • He has tried to impose solutions to the country's problems by fiat.他试图下令强行解决该国的问题。
31 subscribe 6Hozu     
vi.(to)订阅,订购;同意;vt.捐助,赞助
参考例句:
  • I heartily subscribe to that sentiment.我十分赞同那个观点。
  • The magazine is trying to get more readers to subscribe.该杂志正大力发展新订户。
32 recital kAjzI     
n.朗诵,独奏会,独唱会
参考例句:
  • She is going to give a piano recital.她即将举行钢琴独奏会。
  • I had their total attention during the thirty-five minutes that my recital took.在我叙述的35分钟内,他们完全被我吸引了。
33 radical hA8zu     
n.激进份子,原子团,根号;adj.根本的,激进的,彻底的
参考例句:
  • The patient got a radical cure in the hospital.病人在医院得到了根治。
  • She is radical in her demands.她的要求十分偏激。
34 incompetent JcUzW     
adj.无能力的,不能胜任的
参考例句:
  • He is utterly incompetent at his job.他完全不能胜任他的工作。
  • He is incompetent at working with his hands.他动手能力不行。
35 entrusted be9f0db83b06252a0a462773113f94fa     
v.委托,托付( entrust的过去式和过去分词 )
参考例句:
  • He entrusted the task to his nephew. 他把这任务托付给了他的侄儿。
  • She was entrusted with the direction of the project. 她受委托负责这项计划。 来自《简明英汉词典》
36 speculations da17a00acfa088f5ac0adab7a30990eb     
n.投机买卖( speculation的名词复数 );思考;投机活动;推断
参考例句:
  • Your speculations were all quite close to the truth. 你的揣测都很接近于事实。 来自《现代英汉综合大词典》
  • This possibility gives rise to interesting speculations. 这种可能性引起了有趣的推测。 来自《用法词典》
37 differentiate cm3yc     
vi.(between)区分;vt.区别;使不同
参考例句:
  • You can differentiate between the houses by the shape of their chimneys.你可以凭借烟囱形状的不同来区分这两幢房子。
  • He never learned to differentiate between good and evil.他从未学会分辨善恶。
38 tainted qgDzqS     
adj.腐坏的;污染的;沾污的;感染的v.使变质( taint的过去式和过去分词 );使污染;败坏;被污染,腐坏,败坏
参考例句:
  • The administration was tainted with scandal. 丑闻使得政府声名狼藉。
  • He was considered tainted by association with the corrupt regime. 他因与腐败政府有牵连而名誉受损。 来自《简明英汉词典》
39 salvation nC2zC     
n.(尤指基督)救世,超度,拯救,解困
参考例句:
  • Salvation lay in political reform.解救办法在于政治改革。
  • Christians hope and pray for salvation.基督教徒希望并祈祷灵魂得救。
40 sufficiently 0htzMB     
adv.足够地,充分地
参考例句:
  • It turned out he had not insured the house sufficiently.原来他没有给房屋投足保险。
  • The new policy was sufficiently elastic to accommodate both views.新政策充分灵活地适用两种观点。
41 judgment e3xxC     
n.审判;判断力,识别力,看法,意见
参考例句:
  • The chairman flatters himself on his judgment of people.主席自认为他审视人比别人高明。
  • He's a man of excellent judgment.他眼力过人。
42 dictated aa4dc65f69c81352fa034c36d66908ec     
v.大声讲或读( dictate的过去式和过去分词 );口授;支配;摆布
参考例句:
  • He dictated a letter to his secretary. 他向秘书口授信稿。
  • No person of a strong character likes to be dictated to. 没有一个个性强的人愿受人使唤。 来自《简明英汉词典》
43 rumors 2170bcd55c0e3844ecb4ef13fef29b01     
n.传闻( rumor的名词复数 );[古]名誉;咕哝;[古]喧嚷v.传闻( rumor的第三人称单数 );[古]名誉;咕哝;[古]喧嚷
参考例句:
  • Rumors have it that the school was burned down. 有谣言说学校给烧掉了。 来自《简明英汉词典》
  • Rumors of a revolt were afloat. 叛变的谣言四起。 来自《简明英汉词典》
44 banishing 359bf2285192b48a299687d5082c4aed     
v.放逐,驱逐( banish的现在分词 )
参考例句:
  • And he breathes out fast, like a king banishing a servant. 他呼气则非常迅速,像一个国王驱逐自己的奴仆。 来自互联网
  • Banishing genetic disability must therefore be our primary concern. 消除基因缺陷是我们的首要之急。 来自互联网
45 machinery CAdxb     
n.(总称)机械,机器;机构
参考例句:
  • Has the machinery been put up ready for the broadcast?广播器材安装完毕了吗?
  • Machinery ought to be well maintained all the time.机器应该随时注意维护。
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