商业报道:花旗集团将重组

Investors¹ brace² for Citi report

Analysts⁴ expect a major restructuring of the banking⁵ giant will be announced with the fourth-quarter earnings⁶ Friday.

Well there may just be one more trading day left this week, but it's a big one coming up. Banking behemoth Citigroup is announcing its fourth-quarter earnings. The outlook is grim. Analysts are expecting Citi to post its fifth straight quarterly loss, the expectation by analyst³ survey by Thompson Reuters is for Citi to post a loss of nearly 4.5 billion dollars or $1.31cent a share. That would be a smaller loss than a year ago, but still quite sizable. Now, Citi moved its earnings announcement up to Friday morning from its scheduled release. Next week, some analysts are expecting Citi to announce a major restructuring, along with those earnings now. It is expected that reserves for loan loss provisions coupled with write-downs and minimal⁷ business activity in Citi's i-banking unit will really weigh on its numbers, but here is the upside. The result should be helped just a bit by a four-billion-dollar gain from the sale of its German retail⁸ banking business. Now, you can bet people are also gonna be looking for any indication from CEO Vikram Pandit as to whether or not he has plans to break up the firm. Also coming up on Friday, uh, two key reports. One is, uh, look at consumer inflation, that will be the CPI report for December and then a look at consumer confidence so far this month. That's all coming up on Friday. We have all the numbers for you and all the info right here.

1 investors   

n.投资者，出资者( investor的名词复数 )

参考例句：

• a con man who bilked investors out of millions of dollars 诈取投资者几百万元的骗子
• a cash bonanza for investors 投资者的赚钱机会

2 brace   

n. 支柱,曲柄,大括号; v. 绷紧,顶住,(为困难或坏事)做准备

参考例句：

• My daughter has to wear a brace on her teeth. 我的女儿得戴牙套以矫正牙齿。
• You had better brace yourself for some bad news. 有些坏消息,你最好做好准备。

3 analyst   

n.分析家，化验员；心理分析学家

参考例句：

• What can you contribute to the position of a market analyst?你有什么技能可有助于市场分析员的职务？
• The analyst is required to interpolate values between standards.分析人员需要在这些标准中插入一些值。

4 analysts   

分析家，化验员( analyst的名词复数 )

参考例句：

• City analysts forecast huge profits this year. 伦敦金融分析家预测今年的利润非常丰厚。
• I was impressed by the high calibre of the researchers and analysts. 研究人员和分析人员的高素质给我留下了深刻印象。

5 banking   

n.银行业，银行学，金融业

参考例句：

• John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
• He possesses an extensive knowledge of banking.他具有广博的银行业务知识。

6 earnings   

n.工资收人；利润，利益，所得

参考例句：

• That old man lives on the earnings of his daughter.那个老人靠他女儿的收入维持生活。
• Last year there was a 20% decrease in his earnings.去年他的收入减少了20%。

7 minimal   

adj.尽可能少的，最小的

参考例句：

• They referred to this kind of art as minimal art.他们把这种艺术叫微型艺术。
• I stayed with friends, so my expenses were minimal.我住在朋友家，所以我的花费很小。

8 retail   

v./n.零售；adv.以零售价格

参考例句：

• In this shop they retail tobacco and sweets.这家铺子零售香烟和糖果。
• These shoes retail at 10 yuan a pair.这些鞋子零卖10元一双。