白领英语口语速查 第59期:业务往来:保险索赔(1)

 　　保险/索赔

　　Insurance/Claim

　　给货物投保

　　get insurance for our goods

　　A: We'd like to get insurance for our goods.

　　B: What kind of insurance policy would you like?

　　A: We'll have our goods covered against FPA(Free from Particular Average).

　　B: No problem.

　　保险条款 insurance clause

　　A: What do your insurance clauses cover?

　　B: We can cover all kinds of risks for transportation.

　　Such as FPA, WPA(With Particular Average),AR(All Risk), TLO (Total Loss Only), etc.

　　保单 application form

　　A: What risks do you suggest to be covered?

　　B: Since your goods aren't delicate,we suggest FPA.

　　A: I'll take you at your word.

　　B: Ok,please fill in this application form first.

　　按发票金额的130％投保

　　insure goods at 130% of the invoice¹ value

　　A: We'd like to arrange insurance on your behalf.

　　B: Could we ask to have the goods insured for 130% of the invoice value?

　　A: Our usual practice is to insure goods at 110% of the invoice value.

　　附加保险费

　　extra insurance charge/AP（Additional Premium²）

　　A: Could we ask you to cover other risks besides WPA?

　　B: If you desire.

　　A: Are buyers responsible for the extra insurance charges,then?

　　B: Yes,this is standard practice.

　　保险责任有效期

　　validity term of insurance responsibility

　　A: How long is the validity term of insurance responsibility?

　　B: The insurance period is limited to 30 days upon discharge of the insured goods from the vessel³.

　　A: We think 30 days is too short.

　　Could you extend to 50 days?

　　保险费率 insurance rate

　　A: What insurance rate do you think we should get?

　　B: Insurance rates vary with different types of goods and risks.

　　保险费 insurance premium

　　A: Could you tell us how the insurance premium is calculated?

　　B: Sure.First the premium rate for your goods should be made clear.

　　Then consider what risks are covered.

　　向…提出索赔

　　lodge⁴ a claim with...on...=make/ file/ raise/ present a claim against/ with...for/ on...

　　A: I have to lodge a claim with your company on bad quality.

　　B: What's the matter?

　　A: Upon the arrival of the last consignment⁵ in Shanghai,it was found that over 30% of the cans were leaking.

1 invoice   

vt.开发票；n.发票，装货清单

参考例句：

• The seller has to issue a tax invoice.销售者必须开具税务发票。
• We will then send you an invoice for the total course fees.然后我们会把全部课程费用的发票寄给你。

2 premium   

n.加付款；赠品；adj.高级的；售价高的

参考例句：

• You have to pay a premium for express delivery.寄快递你得付额外费用。
• Fresh water was at a premium after the reservoir was contaminated.在水库被污染之后，清水便因稀而贵了。

3 vessel   

n.船舶；容器，器皿；管，导管，血管

参考例句：

• The vessel is fully loaded with cargo for Shanghai.这艘船满载货物驶往上海。
• You should put the water into a vessel.你应该把水装入容器中。

4 lodge   

v.临时住宿，寄宿，寄存，容纳；n.传达室，小旅馆

参考例句：

• Is there anywhere that I can lodge in the village tonight?村里有我今晚过夜的地方吗？
• I shall lodge at the inn for two nights.我要在这家小店住两个晚上。

5 consignment   

n.寄售；发货；委托；交运货物

参考例句：

• This last consignment of hosiery is quite up to standard.这批新到的针织品完全符合规格。
• We have to ask you to dispatch the consignment immediately.我们得要求你立即发送该批货物。