雅思听力高频词汇：银行场景

 为了方便广大考生更好的复习，整理了雅思听力高频词汇，以供各位考生考试复习参考,希望对考生复习有所帮助。愿大家都能取得好成绩。

 

银行交易的场景主要以银行提供的服务项目为主，包括开户头、存款、提款、货币兑换等信息。

 

1)常用词汇

 

bank book/pass book存折 open an account开户

 

earn interest赚取利息 savings¹ account储蓄存款帐户

 

current account活期存款帐户 check/cheque account支票帐户

 

deposit account定期存款帐户 annual interest rate年利率

 

monthly savings account按月计息帐户 daily interest account按天计息帐户

 

instant account速成户头 service charge服务费/手续费

 

signature card签名卡 draw/withdraw提款

 

order check/cheque记名支票 rubber check/cheque空头支票

 

blank check/cheque空白支票 exchange rate汇率

 

denomination=face value面额 four in hundred四张一百元面额

 

give the money in fives/tens换成五元或十元面额

 

bill钞票 change零钱

 

cash现金 password/code密码

 

amount in figures小写金额 amount in words大写金额

 

credit card信用卡 the balance of your bank account帐户余额

 

traveler’s check/chque旅行支票 coin硬币

 

penny便士 nickel(美、加)的五分硬币

 

dime(美、加)的十分硬币 unit 货币单位

 

value/worth面值 ounce盎司1/16磅

 

commercial/merchant bank商业银行 full refund²全额偿还

 

extension延期 overdraw/overdraft透支

 

rebate³回扣 payday发薪日

 

pay slip/envelop薪水单 a princely sum(an excessive amount)巨款

 

mortgage抵押 by installment⁴分期付款

 

apply for/grant_______a loan申请/批准贷款

 

debt债务 collateral⁵担保物

 

fill out/in填写 chquebook/checkbook支票簿

 

loan贷款 joint⁶ account联名帐户

 

expense account公款支付帐户 cashier收银员

 

teller⁷银行职员 statement对帐单

 

money order汇票 accountant会计

 

A.T.M自动取款机

 

2)常用句型

 

I’d like to open a_____________account.

 

I’d like to check the present balance in ___________account.

 

I’d like to apply for a personal loan.

 

I’d like to change(兑换)___________for_____________.

 

What’s the current rate?

 

How would you like to receive your change(零钱)?

 

还有时常会考到银行的开放时间，一般是几点到几点?还有周末或许不同。

1 savings   

n.存款，储蓄

参考例句：

• I can't afford the vacation,for it would eat up my savings.我度不起假，那样会把我的积蓄用光的。
• By this time he had used up all his savings.到这时，他的存款已全部用完。

2 refund   

v.退还，偿还；n.归还，偿还额，退款

参考例句：

• They demand a refund on unsatisfactory goods.他们对不满意的货品要求退款。
• We'll refund your money if you aren't satisfied.你若不满意，我们愿意退款给你。

3 rebate   

v./n.折扣，回扣，退款；vt.给...回扣，给...打折扣

参考例句：

• You can claim a rebate on your tax.你可以要求退回部分税款。
• Customers are to benefit from a rebate on their electricity bills.顾客将从他们的电费退费中得到实惠。

4 installment   

n.(instalment)分期付款；(连载的)一期

参考例句：

• I shall soon pay the last installment of my debt.不久我将偿付我的最后一期债款。
• He likes to buy things on the installment plan.他喜欢用分期付款法购买货物。

5 collateral   

adj.平行的；旁系的；n.担保品

参考例句：

• Many people use personal assets as collateral for small business loans.很多人把个人财产用作小额商业贷款的抵押品。
• Most people here cannot borrow from banks because they lack collateral.由于拿不出东西作为抵押，这里大部分人无法从银行贷款。

6 joint   

adj.联合的，共同的；n.关节，接合处；v.连接，贴合

参考例句：

• I had a bad fall,which put my shoulder out of joint.我重重地摔了一跤，肩膀脫臼了。
• We wrote a letter in joint names.我们联名写了封信。

7 teller   

n.银行出纳员；(选举)计票员

参考例句：

• The bank started her as a teller.银行起用她当出纳员。
• The teller tried to remain aloof and calm.出纳员力图保持冷漠和镇静。