实用英语口语：日常交际用语之储蓄

 　　I want to deposit this money in the bank。

　　现在利息很高，我们应该在银行存点钱。The interest is rather high, so we should save some money in the bank。

　　我们没有钱可以攒起来。

　　We have no money to save.

　　我们可以把我们收入的20%存入银行。

　　We can save 20% of all our earnings¹ and put it in the bank。

　　我们应该做个存款计划。We should make a plan for saving money。

　　我们得开始存些钱以备不时之需了。

　　We need to start saving money for a rainy day。

　　我们得省吃俭用勒紧裤腰带。We’ve got to tighten² our belt。

　　我攒够钱了。I’ve got enough saved up。

　　我们得留意收支情况。We need to watch our money。

　　这次我要动用储蓄了。I’ll dip into my savings³ this time。

　　Saving Money and Depositing It

　　Abby：We need to start saving money for a rainy day。

　　Rick：Yeah, I know, but we still need to live too. I don’t want to work just to save。

　　Abby：Well, we can save 20% of all our earnings and put it in the bank。

　　Rick：20% sounds too high. How about 10%?

　　Abby：If we start saving and keeping it in the bank now, we’ll have enough money to retire comfortably。

　　Rick：I don’t think about retirement⁴ too often. It seems so far off in the future。

　　Abby：If we don’t put money in the bank now, we’ll have to work right up until the day we die. I don’t want to be working when I’m in my 70s。

　　Rick：I don’t guess so. I never thought about it that way。

1 earnings   

n.工资收人；利润，利益，所得

参考例句：

• That old man lives on the earnings of his daughter.那个老人靠他女儿的收入维持生活。
• Last year there was a 20% decrease in his earnings.去年他的收入减少了20%。

2 tighten   

v.(使)变紧；(使)绷紧

参考例句：

• Turn the screw to the right to tighten it.向右转动螺钉把它拧紧。
• Some countries tighten monetary policy to avoid inflation.一些国家实行紧缩银根的货币政策，以避免通货膨胀。

3 savings   

n.存款，储蓄

参考例句：

• I can't afford the vacation,for it would eat up my savings.我度不起假，那样会把我的积蓄用光的。
• By this time he had used up all his savings.到这时，他的存款已全部用完。

4 retirement   

n.退休，退职

参考例句：

• She wanted to enjoy her retirement without being beset by financial worries.她想享受退休生活而不必为金钱担忧。
• I have to put everything away for my retirement.我必须把一切都积蓄起来以便退休后用。