英语听力精选进阶版 15943

（单词翻译）

Pension changes: 22 March 13

Sat, 22 Mar¹ 14

Pension rules to be scrapped² next April - once you reach 55 you'll be able to spend your pension fund as fast or as slowly as you like. But will this freedom leave people better or worse off? Also onto the bonfire of red tape go the rules around tax free savings³ in an ISA. From July up to ￡15,000 a year can go into a tax-free ISA and for the first time no discrimination between cash and investments. And will the new system of 'tax-free' child care leave some parents worse off if they give up their child care vouchers⁴ in 2015.