本周，我签署了华尔街改革法，它将保护消费者以及我们的整个经济免受毫不负责的行径导致的最为严重的衰退的侵扰。该改革法将帮助终止抵押贷款公司和信用卡公司滥用职权。终止利用纳税人的钱为华尔街的公司提供紧急援助。并将引发此次金融危机的影子交易最终带到阳光下。

Wall Street reform is a key pillar of an overall economic plan we’ve put in place to dig ourselves outof this recession and build an economy for the long run – an economy that makes America morecompetitive and our middle-class more secure.  It’s a plan based on the Main Street values of hardwork and responsibility – and one that demands new accountability from Wall Street toWashington.

华尔街改革是正在实施的使我们摆脱经济衰退并建立经济长远发展的全面经济计划的关键支柱——美国将更有竞争力，美国的中产阶级将更安宁。该项计划建立在勤劳工作和富有责任的普遍主流价值观之上——这也要求从华尔街到华盛顿负起新的责任来。

Instead of giving tax breaks to corporations that ship jobs overseas, we want to give tax breaks tosmall business owners who are creating jobs right here in America.  Already, we’ve given smallbusinesses eight new tax cuts, and have expanded lending to more than 60,000 small businessowners.

与其给将就业机会输出到海外的公司提供税收优惠，我们更想将税收优惠提供给在国内创造就业机会的小企业。当然，我们已经为小企业提供了8项税收减免，并扩大了对超过6万小企业主的贷款。

We’re also investing in a homegrown, clean energy industry – because I don’t want to see newsolar panels and wind turbines and electric cars manufactured in some other country.  I want tosee them made in America, by American workers.  So far, we’ve provided new tax credits, loanguarantees, and investments that will lead to more than 800,000 clean energy jobs by 2012.  Andthroughout America, communities are being rebuilt by people working in hundreds of thousands ofnew private sector jobs repairing our roads, bridges, and railways.

我们也对国内的清洁能源工业进行投资——因为我不想看到新的太阳能面板、风力涡轮机和电动汽车在其他国家生产。我想看到他们在美国由美国的工人生产。到目前为止，我们提供了新的税收优惠，贷款担保，以及资金投入使得到2012年为止，在新能源领域增加80多万就业岗位。而且美国各地，有数十万新的私营部门的人们正在通过修路，修桥以及修铁路等工作重建我们的社会。

Our economic plan is also aimed at strengthening the middle-class.  That’s why we’ve cut taxes for95% of working families.  That’s why we’ve offered tax credits that have made college moreaffordable for millions of students, and why we’re making a new commitment to our communitycolleges.  And that’s why we passed health insurance reform that will stop insurance companiesfrom dropping or denying coverage based on an illness or pre-existing condition.

我们的经济计划致力于巩固中产阶级的地位。这也是我们为95%的工薪家庭减税的原因。也是我们提供税收减免让数百万学子能负担得起大学学费的原因，也是我们为我们的社区大学许下新的承诺的原因，也是我们通过医疗保险改革法，终止保险公司对已有疾病降低赔付标准和拒绝赔付行径的原因。

This is our economic plan – smart investments in America’s small businesses, America’s cleanenergy industry, and America’s middle-class.  Now, I can’t tell you that this plan will bring back allthe jobs we lost and restore our economy to full strength overnight.  The truth is, it took nearly adecade of failed economic policies to create this mess, and it will take years to fully repair thedamage.  But I am confident that we are finally headed in the right direction.  We are movingforward.  And what we can’t afford right now is to go back to the same ideas that created thismess in the first place. 这就是我们的经济计划——明智的投资于

美国的小企业，美国的清洁能源工业，以及美国的中产阶级。现在，我不能说该项计划会在一夜之间将所有失去的工作重新带回大家身边。但事实是，将近数十年的错误经济政策导致了这个乱摊子，我们肯定要几年才能完全修复这些损伤。但我对于我们最终在正确的方向上前进充满信心。我们正在不断前进。而我们现在所不能接受的就是重回一开始就导致这个乱摊子的老路上去。

Unfortunately, those are the ideas we keep hearing from our friends in the other party.  This week,the Republican leader in the House of Representatives offered his plan to create jobs.  It’s a planthat’s surprisingly short, and sadly familiar.

不幸的是，我们不断的从我们的反对党朋友们哪儿听到这些想法。这个周，国会众议院的共和党领导人发布了他的就业增加计划。该计划是异常简短，而且是令人沮丧的似曾相识。

First, he would repeal health insurance reform, which would take away tax credits from millions ofsmall business owners, and take us back to the days when insurance companies had free rein todrop coverage and jack up premiums.   Second, he would say no to new investments in cleanenergy, after his party already voted against the clean energy tax credits and loans that arecreating thousands of new jobs and hundreds of new businesses.  And third, even though hisparty voted against tax cuts for middle-class families, he would permanently keep in place the taxcuts for the very wealthiest Americans – the same tax cuts that have added hundreds of billions toour debt.

首先，他想废除医疗保险改革，这将取消对数百万小企业主的税收减免，并将我们重新带回到保险公司随意降低保险赔付范围以及随意抬高保费的时代。其次，他拒绝对清洁能源进行新的投资，他的政党已经投票反对对清洁能源领域提供税收减免和贷款，尽管清洁能源领域正创造着数千新的就业机会和数百新的企业。再次，即便他的政党投票反对对中产家庭减税，他却对美国最为富裕的阶层提供永久不变的减税政策——这样的减税将增加数千亿元的债务。

These are not new ideas.  They are the same policies that led us into this recession.  They will notcreate jobs, they will kill them.  They will not reduce our deficit, they will add $1 trillion to ourdeficit.  They will take us backward at a time when we need to keep America moving forward.

这都不是什么新的观点。这些都是导致我们陷入衰退的政策。他们不会创造就业，而是会削减就业。他们不会降低赤字，而是会新增1万亿赤字。他们将使我们在我们需要保持前进步伐的时候倒退。

I know times are tough.  I know that the progress we’ve made isn’t good enough for the millions ofAmericans who are still out of work or struggling to pay the bills.  But I also know the character ofthis nation.  I know that in times of great challenge and difficulty, we don’t fear the future – weshape the future.  We harness the skills and ingenuity of the most dynamic country on Earth toreach a better day.  We do it with optimism, and we do it with confidence.  That’s the spirit weneed right now, and that’s the future I know we can build together.  Thank you.

我知道时势艰难。我知道在各个过程中我们做的并不太好，数百万美国人民依然没有工作，或者还在为日常开销而挣扎。但我了解这个国家的品格。我知道在面对重大挑战和困难的时刻，我们并不惧怕未来——我们能塑造未来。我们能利用世界上最具活力的国家的所有技术和聪明才智创造美好的未来。我们会乐观自信的实现这一天。这是我们现在所需要的精神，我知道这是我们能一起创造的未来。谢谢！