4, Save Towards A Specific Goal 为自己设立一个具体目标 Having a very clear goal in mind can make it much easier to save up. If you know that you need $1, 000 for that new computer, or if you're determined to reach $5, 000 in your emergency...
2, Read Personal Finance Blogs 阅读个人理财博客 I find that I get encouraged to save-and to adopt good financial habits in general-by reading about others' tips and success. One of my must-read blogs for this is The Simple Dollar. 我是通过阅...
Many of us would like to have money in savings. Frankly, a dollar spent now seems to provide a lot more pleasure than a dollar saved, how can you make sure you're motivated enough to put money aside on a regular basis? 大部分人都希望手里有所...
Can you handle the monthly expense? While a monthly mortgage payment may be comparable in some cases to a monthly rent, there are other expenses to consider. 你能承担得起每月所需的费用吗?虽然在有些情况下,月供跟你每月租房...
House-Buying or Renting? 你适合买房还是租房? With housing prices down significantly in many parts of the country and interest rates low, it may be an affordable time for twenty somethings to buy that first home. 如今美国很多地方的房...
Don't Ignore Common Sense 不要忽视常识 Much heartbreak in the recent past has stemmed from an ignorance of common sense. Fraudsters promising overabundant returns snookered many investors. Some people viewed housing and the stock markets as nev...
In short, don't double down on an asset that has had such a tremendous run. You are likely coming to the game too late, since most of the gains have already been made. That can skew your portfolio too sharply in a single direction, making you vulnera...
So, what should you definitely not do? 你绝对不该做的又是什么呢? Don't Bury Your Money in the Backyard 不要把钱埋在后院里 投资捷径与陷阱6.jpg With things the way they are, it's tempting to simply opt out altogether. Fear...
Even with the recent runup in stocks, you still might have a larger-than-usual chunk of your assets in bonds these days, because bonds did well last year and have remained solid this year. If that's the case, rebalancing toward stocks makes sense, es...
For that reason, it's smart to have a portion of your fixed-income investments in Treasury inflation-protected securities, or TIPS. These bonds are backed by the U.S. government, like normal Treasury papers, but also have built-in protections that bo...