Cook at home 在家就餐 I know, it seems more difficult than eating out. But it doesn't have to be hard. Not only is this much cheaper than eating out, it's healthier. 我知道你肯定会说这比下馆子麻烦多了。其实，在家做饭并非那...
Stay home 待在家里 Going out makes you more likely to spend unnecessarily. You eat at restaurants, go to them all, stop at the gas station for snacks. It 's hard to avoid spending when you're on the road. Instead, stay home, and find free enterta...
Improving your finances improves your happiness, in general, so I thought it would be important to share stuff that's worked for me. 一般而言，经济状况的改善会促进幸福感的提升。因此，我认为有必要将我个人认为很受用...
4, Save Towards A Specific Goal 为自己设立一个具体目标 Having a very clear goal in mind can make it much easier to save up. If you know that you need $1, 000 for that new computer, or if you're determined to reach $5, 000 in your emergency...
2, Read Personal Finance Blogs 阅读个人理财博客 I find that I get encouraged to save-and to adopt good financial habits in general-by reading about others' tips and success. 我是通过阅读别人的小技巧和成功经验才学会了存钱和...
Many of us would like to have money in savings. Frankly, a dollar spent now seems to provide a lot more pleasure than a dollar saved, how can you make sure you're motivated enough to put money aside on a regular basis? 大部分人都希望手里有所...
Can you handle the monthly expense? While a monthly mortgage payment may be comparable in some cases to a monthly rent, there are other expenses to consider. 你能承担得起每月所需的费用吗？虽然在有些情况下，月供跟你每月租房...
House-Buying or Renting? 你适合买房还是租房？ With housing prices down significantly in many parts of the country and interest rates low, it may be an affordable time for twenty somethings to buy that first home. 如今美国很多地方的房...
Don't Ignore Common Sense 不要忽视常识 Much heartbreak in the recent past has stemmed from an ignorance of common sense. Fraudsters promising overabundant returns snookered many investors. Some people viewed housing and the stock markets as nev...
In short, don't double down on an asset that has had such a tremendous run. You are likely coming to the game too late, since most of the gains have already been made. That can skew your portfolio too sharply in a single direction, making you vulnera...
