House-Buying or Renting? 你适合买房还是租房？ With housing prices down significantly in many parts of the country and interest rates low, it may be an affordable time for twenty somethings to buy that first home. 如今美国很多地方的房...
Don't Ignore Common Sense 不要忽视常识 Much heartbreak in the recent past has stemmed from an ignorance of common sense. Fraudsters promising overabundant returns snookered many investors. Some people viewed housing and the stock markets as nev...
In short, don't double down on an asset that has had such a tremendous run. You are likely coming to the game too late, since most of the gains have already been made. That can skew your portfolio too sharply in a single direction, making you vulnera...
So, what should you definitely not do? 你绝对不该做的又是什么呢？ Don't Bury Your Money in the Backyard 不要把钱埋在后院里 With things the way they are, it's tempting to simply opt out altogether. Fear of financial-system failur...
Even with the recent runup in stocks, you still might have a larger-than-usual chunk of your assets in bonds these days, because bonds did well last year and have remained solid this year. If that's the case, rebalancing toward stocks makes sense, es...
For that reason, it's smart to have a portion of your fixed-income investments in Treasury inflation-protected securities, or TIPS. These bonds are backed by the U.S. government, like normal Treasury papers, but also have built-in protections that bo...
Get On a Budget 精打细算 Thrift is the new black. That means getting on a budget, measuring exactly what you spend and looking for ways to save money. 节俭正当时。这意味着精打细算，认真思忖你的开支，寻找省钱良方。 P...
Also, hints of bottoming are starting to surface. Oil prices have begun to rise, indicating some increased demand. China is importing aluminum again. In addition, the stimulus plan will start to kick in later this year, creating jobs and, perhaps, he...
Attention When Investing 投资捷径与陷阱 Despite recent gains in the stock market, portfolios remain badly damaged by the market performance of the past 18 months With jobs still falling away at a rapid clip, the recession is still a serious co...
Homes were much cheaper, say, as recently as the 1970s. 比如在七十年代，住房价格要便宜得多。 Furthermore: the bigger the bubble, the bigger the bust. Considering how sharply home prices climbed from 2002 to 2006, one might expect re...
